welcome to the home loan officer
Your homeownership journey starts here.
As experienced loan officers you can count on us to guide you through the mortgage process. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage or add an investment property to your rental portfolio, our focus is on providing a five-star customer experience.
We speak English, Arabic and Spanish. Also, we are licensed in AZ, CA, FL, MD, MI, TN, TX and VA. NMLS# 2229766 Co. NMLS #3116
ask us anything ?!
We’ll help you every step of the way. Call us now!
We speak English, Arabic and Spanish.
Year of experiance
who we are
Your Reliable Mortgage Companion, Making Homeownership a Reality
We are a team of Loan Officers that are experienced in all type of loans. We have many types of loans that can fit your case.
We speak English, Arabic and Spanish. Also, we are licensed in AZ, CA, FL, MD, MI, TN, TX and VA.
(832) 757-4214
why choose us?
Home Purchanse
Refinance
Loan Options
Navigating the Path to Homeownership Together
We’ve got the deep industry experience and long-term stability you’re looking for in a mortgage company. Our professional loan experts are ready to guide you through the process
- Trusted by homebuyers
- Satisfied customers
- Recommended by friends
what we offer ?
Mortgages Made Easy With Various Loan Types.
Feel free to poke around and learn a little about us and the various loan types we offer, then let us guide you to the next stop on your mortgage journey. We can help navigate you to your desired destination!
Conventional
Lock in that interest rate for the long haul! With a fixed rate mortgage, you can count on consistent principal and interest mortgage payments for the duration of the loan, and enjoy peace of mind knowing your housing budget will remain steady.
- Most common type of loans
- Require a minimum 620 credit score
- Typically require PMI for a down payment of less than 20%
FHA loans
Achieve your dream of home ownership with an FHA loan! These loans allow for lower credit scores, and down payment options as low as 3.5%. If you’re looking to buy a home for the first time, an FHA loan might be a good option for you.
- Require just a 580 credit score to qualify
- Include a mortgage insurance premium requirement for most borrowers
- primary residence with just 3.5% down (and at least a 580 score)
Jumbo Loan
Make the move into your dream home! Jumbo loans provide a great option for home buyers purchasing homes that exceed conforming limits. If you have good credit and a large down payment, a jumbo loan might be right for you.
- Allow for larger loan amounts, even if they exceed the limits for conforming loans
- Have stricter credit score and down payment requirements than conforming loans
- Require a large down payment
VA Loan
VA loans offer special benefits to current members of the military, veterans and eligible surviving spouses. Benefits include less-restrictive credit guidelines and lower down payment options. We’re always pleased to help those who serve our country get into a home!
- Provide opportunities for members of the military, veterans and eligible spouses to buy a home
- Don’t require a down payment in most cases
- No mortgage insurance requirement
USDA Loan
Move away from the city and purchase a home with no down payment. USDA loans offer programs to rural home buyers who meet USDA’s income eligibility requirements. For eligible home buyers, USDA loans feature no down payment options and generally favorable interest rates.
- Offered to borrowers interested in buying homes in USDA-designated rural areas
- No down payment
- No mortgage insurance
Non QM Loan
Are you an entrepreneur or have irregular income? For homebuyers with non-traditional or complex tax returns, a Non-QM loan is a great option. Examples of a Non-QM loan include interest-only mortgages or limited/alternative documentation loans.
- Alternative income verification methods accepted
- One-Year Tax Return Program
- 12-Month Bank Statement Program
meet our expert
Our Experts Will Be Helping You
We Are Professional For All Your Solution
how it works
Purchasing a home can seem complex. These steps can simplify the process for you!
01
Initially Consulted
A prequalification generally means that a mortgage lender collects some basic financial information from you to estimate how much house you can afford.
02
Document Collection
The mortgage application process is an important one and a little preparation can make it less stressful. The key is getting organized and rounding up paperwork early on to ensure a smooth loan closing.
03
Evaluation & Clear to Close
The simple definition of the term clear to close in a real estate transaction means that you have met the requirements and conditions to close on your mortgage.
